Throughout the course of their business operations, all entrepreneurs are exposed to civil liability claims arising due to negligence. And with strict public laws and courts awarding huge sums to claimants, it is prudent to take such an insurance cover even in cases where it is not mandatory.
The Public Liability insurance policy is suitable for businesses engaged in premises-based activities such as
This policy covers against amounts you are legally liable to pay as damages to third parties due to a negligent act.
- Compensation for accidental death or bodily injury
- Damage to or loss of property
Legal costs associated with the above claims
- Working away from the business premises
- Sudden and accidental pollution
- Liability for plant and equipment whilst in use as tools of trade
Period of Insurance
The coverage is usually provided for a period of one year.
- Use of plant and equipment
- Motor vehicle liability
- Off shore works
- Product liability
- Professional Indemnity
- Directors and Officers Liability
- Pure financial loss
- Employers liability
- Gradual pollution
- War, sabotage and terrorism
A deductible for each and every loss under the policy may be applicable under some sections of the policy.
Premium rates are based on:
- Nature and scope of your business
- Liability Limits
- Estimated annual turnover
- Geographical area covered
- Extensions opted for
Please note that for the easy understanding of the insurance policy, we have highlighted the important aspects. We will be glad to receive your queries and discuss the full set of policy terms, conditions and exclusions.
For more information, please contact Nasco Dubai at +971 4 352 3133.
You must alert us of any accident that may lead to a claim covered under the policy, and our team of experts will assist you in the quick settlement of the claim.
Call us as soon as possible, in case of an accident, and our team of experts will guide you through the claim process. For more information, please contact Nasco Dubai at +971 4 352 3133.